AT THE EARLIEST PHASE, WE CAN HELP YOU: - Find out when and in what form you can receive your benefits.
- Complete and submit the necessary forms to update information with your retirement plan.
- Notify the plan of any change of address or your marital status.
- Assist in arranging for you to borrow against your benefit (where available).
- Assist in transferring your retirement benefit to a new employer or an IRA.
- Determine whether the stated value of your retirement benefit is accurate.
- Determine whether expenses and charges being paid to the administrator or trustee is fair and reasonable.
IF THERE IS TROUBLE, WE CAN HELP YOU:
- File your claim with appropriate support and authority.
- If your claim has been denied, request a full and fair review under the plan’s appeal procedure and then represent you throughout the process.
- Evaluate and pursue your right to seek court review of the plan’s decision.
YOU DON’T HAVE TO TAKE NO FOR AN ANSWER!
Yes, you have a right to sue the plan and its fiduciaries to enforce or clarify your rights under the law in the following situations:
- To appeal a denied claim for benefits after exhausting your plan’s claims review process.
- To recover benefits due to you.
- To clarify your right to future benefits.
- To obtain plan documents that you previously demanded but did not receive.
- To address a breach of a plan fiduciary’s duties or
- To stop the plan from continuing any act or practice that violates the terms of the plan or the law.
RECOVERING DAMAGES
You may be entitled to damages including recovering the proper amount of your retirement benefit plus appreciation on that as well as attorney fees, costs and if the employer improperly used assets of the plan, the employer would have to disgorge (meaning pay over) the profit it made on the funds used. You are also entitled to other relief as would be suitable under the circumstances.